Medicare
New to Medicare? Reviewing your coverage? Let’s work through the choices, one conversation at a time.
START WITH WHAT MATTERS TO YOU
A useful Medicare conversation starts with your needs. Which doctors do you want to keep? What prescriptions do you take? How do you balance monthly premiums with costs when you receive care?
Stephanie helps you compare the plans she represents and understand their tradeoffs. Availability, networks, covered drugs, and costs depend on the plan and where you live.
Talk through your optionsA private plan that provides your Part A and Part B benefits. Most include prescription drug coverage.
Coverage that works with Original Medicare to help pay certain costs, such as copayments and coinsurance.
Coverage for prescription drugs through a separate drug plan or a Medicare Advantage plan that includes it.
Learn more: Medicare coverage choices · How Medigap works
TIMING MATTERS
Turning 65, leaving employer coverage, or moving can all raise different Medicare questions. Your enrollment options depend on your situation.
GOOD QUESTIONS TO ASK
No. A $0 plan premium does not mean there are no costs. You generally still pay your Medicare Part B premium, and you may have deductibles, copayments, or coinsurance. Look at the full cost of coverage.
It depends on the coverage and the provider. For Medicare Advantage, check the plan’s network and confirm participation with both the plan and the doctor. Provider participation can change.
Medicare Advantage and Part D changes generally require an applicable enrollment period. Special Enrollment Periods may apply after certain life events. Medigap has different rules. Stephanie can help you understand which questions to check for your situation.
No. Shawnee represents 20 organizations offering 50 products in your area. For information on all of your options, contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP).
LET’S FIND YOUR WAY FORWARD
Bring your questions. We’ll take the time to work through them, together.
